"CASH ONLY. Overpriced, low quality, and frankly insulting to customers. If I could give it 0 stars across the board I would. A major tourist trap that should be avoided for breakfast at all costs. We were seated and immediately asked for coffee with a non-dairy creamer due to a serious dairy allergy. The waiter responded in a dismissive tone, said they did not have any non-dairy option, and made a face. Given the allergy, this was not a trivial request, and the attitude alone set the tone for the meal. The menu itself is unwelcoming: no substitutions, cash only, and no split checks. That combination feels less like a policy choice and more like hostility toward customers. In 2025, refusing basic accommodations while also limiting payment options is simply not customer-friendly. As for the food, I ordered a hash with potatoes. The potatoes were passable but the portion was small. The hash itself was served in a separate dish, extremely greasy, and completely lacking in flavor. Nothing about it justified the price. Overall, this was a disappointing experience from start to finish — poor service, rigid and unfriendly policies, and mediocre food at an inflated cost. I would strongly recommend looking elsewhere for breakfast."

"Cash Only. There are 2 MUST REVISIT places every time that I come here: one is Patisserie Boissiere for their French onion soup and salad combo, and the second is Katy's Place for breakfast. They have over 15 variations of Eggs Benedict, everything from a more traditional style to a lobster eggs Benedict. They can also do the same dozen styles but in an omelet. The 2 of us shared the corned beef eggs Benedict and pancakes short stack. My favorite must-have is their huge, fluffy buttermilk pancakes with a side of Canadian maple syrup. OMG. Our 2 pancakes were big enough for the 4 of us to share. One the best. Great service. But CASH ONLY."

"The food was good , but the behavior was not . We felt a sense of racism there, it’s a cash only restaurant so after the food was done , we got the receipt and asked the person for collecting the cash because we saw a previous American couple paying for their order and the waiter coming to their table and collecting the cash . But when we indicated several times to them., no response , we finally paid at the counter ourselves. It’s not a big deal for us , but it’s not good bejng treated differently."

"Katy’s place is located in the heart of Carmel-by-the-sea! My wife and I decided to try this restaurant on our last day! We decided to dine in (They do have a nice outdoor seating area as well)! The breakfast was great and very filling! We were satisfied with our choice of entree! We wish we were in town long enough to try some of the other menu items as well! The only downside to this place was that they only accepted cash! Not to many people just carry cash in the times we are living in! This is hurting the business! Especially if you have tourist coming into the city! I would reconsider why you are only taking cash and not allowing people to pay via credit card!"

"I do not recommend this place because it is extremely disappointing. Cash is rolling in… so many people who are unsuspecting tourists stumble into what is a culinary disaster! Carmel unfortunately has low food quality. Try ‘Winston’s’ in Pacific Grove for a fabulous breakfast with free ‘real maple syrup’ and delicious pancakes without having to call them ‘famous’ on the menu."